My Credit Score
 

topics

Debt consolidation: How it can help your credit report

Credit bureaus: What’s the difference between TransUnion, Equifax, and Experian?

My credit report: What is a Real Estate Account and how does it relate to my credit report?

My credit report: What is a Revolving Account and how does it relate to my credit report?

My credit report: What is an Installment Account and how does it relate to my credit report?

My credit report: What is a Collection Account and how does it relate to my credit report?

My credit report: What are my Public Records and how do they relate to my credit report?

My credit report: What is a Credit Inquiry and how does it relate to my credit report?

My credit report: What is a Credit Account History and how does it relate to my credit report?

My credit report: What details are listed per credit account in my credit account history in my credit report?

PLUS Score report: What is a PLUS Score and how does it relate to my credit report?

PLUS Score report: What does a PLUS Score mean?

PLUS Score report: Who uses a PLUS Score?

PLUS Score report: What factors lower your PLUS Score?

PLUS Score report: What factors raise your PLUS Score?

 

A new home means a new home loan. We'll help you make the right choice.

 
Home Equity Loans
Equity is the amount of value in your home in excess of any loans owed against the home. If you need money for big purchases, for example, medical expenses and college tuition fees, and you own a home; it might make sense to take out a home equity loan. Home equity loans use your house as collateral so the interest rate is generally lower compared to other consumer loans. The amount of the loan granted and the interest rate depend on how much equity is already in the house and your credit history. Banks are more willing to sweeten the terms if you have a substantial amount of equity already in your home.

Home Equity Line of Credit
A home equity line of credit is similar to a home equity loan in that it uses the equity in your home as collateral but it differs from a home equity loan in that a line of credit is a maximum amount of money that you can borrow at any given time. You do not have to borrow the entire amount but you have it available should you need to. A line of credit makes sense in a situation where you may not need to borrow a large amount once but rather over a time period, for example to pay for your child's college education or multiple home improvement projects.

The interest rate on a home equity line of credit is lower than on consumer credit cards. Two things to keep in mind are that there are fees connected to setting up an equity line of credit and that there are tax savings associated with an equity line of credit. If you are considering a home equity line of credit, make sure you do your due diligence.

merchants

Debt Consolidation

Debt Counseling

Credit Counseling

Debt Management

Debt Settlement
Debt Relief Network

Tax Debt Settlement
Tax Relief Network

Debt Consolidation Loans for Home Owners
MoneyNest
Countrywide Home Loans

Refinancing Loans for Home Owners
MoneyNest
Countrywide Home Loans

Home Improvement Loans for Home Owners
MoneyNest
Countrywide Home Loans

Second Mortgages for Home Owners
MoneyNest
Countrywide Home Loans

First Time Mortgages

Home Equity Loans for Home Owners
MoneyNest
Countrywide Home Loans

100% Loans for Home Owners

100% Line of Credit for Home Owners

125% Loans for Home Owners

125% Line of Credit for Home Owners

Home Equity Lines of Credit for Home Owners
MoneyNest
Countrywide Home Loans

other sites that may be of interest

Fashion degrees
Culinary Careers
Bachelors degrees in fashion design
Business graduate schools online
Arizona Graphic Design Schools
Become a fashion designer
Dental administrative assistant heathcare schools
Online masters school list
Online MBAs with Accounting emphasis
Teaching certification masters
CNA training
Dress up your career with a degree in fashion design
Hospitality management schools
Web design schools

 

 

   articles & resources            contact info            privacy policy   

 


Copyright © 2008 - 2019 MyCreditScoreReview.com,
All rights reserved.